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What happens when vacationers sustain injuries at an Airbnb?

On Behalf of | Aug 7, 2018 | Premises Liability

Many residents of Myrtle Beach and the surrounding areas have discovered the advantages of renting out their properties to vacationers. It has become an excellent way for hosts to make side income while tourists have a simple way to vacation without spending as much money as going to a regular hotel. 

However, as with many other innovations concerning technology, an airtight method has not quite been developed for how people go about settling claims when sustaining injuries at an Airbnb. If you find yourself in such a situation, it is critical to remain calm and follow a few key steps to go about the claims process smoothly. 

Seek medical attention

The most important first step is to acquire medical assistance as soon as possible. There are many ways to sustain injuries on a property, including slip and falls and the presence of bed bugs that can lead to physical distress. It is the responsibility of the individual renting out the property to remedy any dangerous fixtures before allowing guests to arrive or to inform guests if there are any areas of the property they should avoid. 

Inform the host and Airbnb of the situation

As soon as you suffer an injury, you need to inform the homeowner as quickly as possible. The homeowner will likely be the most liable for any injuries, but most types of homeowner’s insurance will not cover any injuries sustained by guests of the property. It is for this reason that Airbnb offers Host Protection Insurance. However, the laws for this insurance coverage can differ slightly from state to state. It also will not cover every type of injury possible on a property. For instance, it does not cover injuries sustained from pests and mold. While it can be tough to successfully acquire compensation after an Airbnb injury, that does not mean guests should keep wounds to themselves. Immediate action will help.